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Now, more than at any other point in life....

YOU need to be focused on critical decisions to move your life back on course

Now, more than at any other point in life....

YOU need a professional in your corner that will help you take back the helm and gain control

Now, you need to choose....

The RIGHT attorney to guide you through this stressful time! Craig S. Zotter and Associates are the attorneys to help you navigate through the turbulent waters so you can put your life back on course.



  1. When your debt is out of control;
  2. When you start receiving harassing phone calls from creditors;
  3. When you become late on your car payments and/or mortgage;
  4. When your overwhelmed with medical bills;
  5. When you've lost your job.
All of these reasons can leave good people feeling alone and vulnerable. At Zotter & Associates, we understand that bad things happen to good people. We believe in second chances. When you hire our firm, we can stop the harassing telephone calls from your creditors, IMMEDIATELY!

Once you have retained our firm, we will begin immediately to help you take back control of your life. When we file the bankruptcy notice, everything immediately freezes. This means that your creditors are forbidden by law to do anyting in an attempt to collect on a debt during the time that the stay is in place.

With Chapter 7 bankruptcy, which is the most common type of bankruptcy, most individuals can rid themselves of all dischargeable debt and still retain all of their property. With Chapter 11 and Chapter 13 bankruptcy, the debtor is provided the opportunity to use their future earnings to pay off creditors. This is a rehabilitation bankruptcy.

When we meet for the first time, we will review your unique situation, discuss all of the options, and find the right solution for your future.


Phone: 412-201-1111
Fax: 412-201-1799